covering the family members under a single amount
Star Comprehensive Insurance Policy offers wide coverage for the entire family under a single sum insured option. This plan also includes extraordinary features such as cashless hospitalization benefits with no capping on room rent and treatment costs, coverage for outpatient Dental & Ophthalmic treatments, maternity cover, free health checkup and much more with guaranteed lifetime renewals.Star Senior Citizen Red Carpet:
Star Senior Citizen Red Carpet is a health insurance policy exclusively meant for Senior citizens aged between 60 to 75 years with guaranteed renewals beyond 75 years.This plan brings a whole lot of exciting features such as No pre-medical hassles, Pre-existing diseases covered from 1st year of policy, Higher Sum Insured coverage etc.
Health industry is advancing in a competent pace with the invention of new equipment’s and technology. Private hospitals provide a competent treatment in terms of quality and technology. Everyone opt for a quality treatment which is considerably expensive. Health Insurance reduces this burden and paves way for easy access to quality health to all. It is an absolute security for family and aids you at the time of emergency and minimizes your monetary burdens.
Premium paid under the Health insurance Policy is exempted from Income Tax under section 80D of the Income Tax Act up to Rs.25,000 for individual covering his family and dependent Children.
In case the proposer intends to cover his parents under medical insurance, he is eligible for a deduction of another Rs.30,000 under section 80D.
In case the age of parent to be covered is above 65 years, the deduction available is Rs.20,000 under section 80D.
A Health Insurance Policy ideally covers -
In the event of hospitalization, the patient or their family will have a bill to pay the hospital. Under Cashless Hospitalization the patient does not settle the hospitalization expenses at the time of discharge from hospital. The settlement is done directly by Star Health Insurance.
Any number of claims is allowed during the policy period. However the sum insured is the maximum limit under the policy.
One single policy takes care of the hospitalization expenses of your entire family. Family Floater Health Plan takes care of all the medical expenses during sudden illness, surgeries and accidents.